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Auto Insurance Claims/can i claim from 3rd party

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Expert: Bennie719 - 4/2/2009


Question
my car was parked outside home , i changed insurance over to a new car i just bought, when my neighbour run into my old car, can i sill claim as i had no insurance on the car at the time it was hit, as i changed insurance to new car. my neighbour has admitted libility

Answer
Hi Michele,
I am not familiar with the UK insurance laws.  I suggest that you call your current agent and present the question to him.
Under US insurance tort laws that are in effect in 25+ states in the US, you would be able to present the claim for payment.

Good luck,
Bennie
San Francisco Bay Area

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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