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Question
my daughter was involved in a single car accident involving our car. She damage the guardrail . The dept of transportation sent me a bill stating that it has to be paid by us. I have full coverage on my car. my car was total and they paid us for the car. Can I also contact my insurance company to pay for the bill. Please help
Absolutely. In addition to the comprehensive and collision coverage on that car you also have liability coverage. The liability coverage is subject to the policy limits, but that should not be an issue with the damage to the guard rail. Furnish the department of transportation your insurance information and that should be the end of it.
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Answers by Expert:
Charlie Barone
Expertise
For questions involving auto damage claims, collision repair, forensics, industry practices, we can help. We specialize in claims for loss of resale value (Diminished Value).
Experience
I have 30 years experience in the collision repair and body reconstruction field, both hands-on and from behind the desk. I hold a Master Certification from ASE in the Body and Paint category, as well as their certification in Estimating. I have authored over 120 feature and training articles for the largest trade journal devoted to the collision repair industry, and have given expert testimony in court dozens of times. Licensed physical damage appraiser in Pennsylvania and reciprocal states.
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