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Auto Insurance Claims/Auto Insurance - Non Accident Auto Repair

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Expert: - 5/18/2009


Question
I'm curious,  My car gives me alot of problems.  There is couple of things I have to do to my car to repair.  I'm pretty tired about this,  I need my car to get to work.  Is the any insurance company out there that covers non accident auto repair?

Answer
Hi Michael,

Auto insurance does not cover mechanical breakdown. Depending on the age and mileage on your vehicle you may be able to purchase an extended warrantee. However these products will generally cost you between $1,000.00 to $2,000.00 and are very difficult to get them to pay.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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