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Auto Insurance Claims/Cancellation of the travel due to the accident

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Expert: - 5/4/2009


Question
Can I include a loss of the nonrefundable visa application fees in a personal injury claim due to the cancellation of the travel after injuries in an auto accident (the other driver’s fault)? How shall I do? Thank you for your answer.

Answer
Yes.  Personal injury claim valuation is very sujective and a lot of things can be included like inconvenience, aggravation, pain, suffering, etc.

When you have completed medical care, compile all your out of pocket expenses.  Then add in what you think you deserve for the subjective items.  This is your value.  Of course, you and the adjuster will negotiate back and forth as to the total amount they will pay you.  It is unlikely you will agree on the first try, but can probably work it out together over time.

Auto Insurance Claims

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Claims Guy

Expertise

I am currently an Auto Claims Manager for a large insurance company. I have 18 years experience in the industry, having worked as a Claims Adjuster, Injury Settlement Negotiator, Claims Manager, SIU/Fraud Investigator, and Compliance Officer......I can answer questions related to any aspect of Automobile insurance claims and coverages. I can provide an inside look at how insurers operate. I always treat my customers fairly and want to help make sure you are treated fairly. However, please keep in mind that being treated fairly according to the law does not guarantee that you will get what you want. I can also answer some questions regarding Homeowner's and other types of insurance claims. I have handled all types of auto insurance claims and coverages. I am NOT an automotive repair expert but can give advice re how insurers handle complex repair issues. Please keep in mind that every state has its own set of laws pertaining to rules of the road, liability, and insurance. No one is an expert on every state. I am most familiar with laws in Maryland, DC, West Virginia, and Virginia, but will attempt to answer questions for other states. I am not an attorney an cannot provide legal advice. My advice will be my opinion based on my experience.

Experience

I am currently an Auto Claims Manager for a large insurance company. I have 18 years experience in the industry, having worked as a Claims Adjuster, Injury Settlement Negotiator, Claims Manager, SIU/Fraud Investigator, and Compliance Officer. I am not an attorney an cannot provide legal advice. My advice will be my opinion based on my experience.

Organizations
CPCU Society. Adjusters license in multiple states. International Association of Specal Investigators

Education/Credentials
I have a B.S. in Finance and have completed the AIC and CPCU designations.

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