You are here:

Auto Insurance Claims/Stolen car with no forced entry

Advertisement

Expert: Bennie719 - 5/22/2009


Question
Hi, My honda civic got stolen in Ontario two weeks ago. The police found it the same day stripped. The insurance company says there was no sign of forced entry but the ignition was popped. I live in Ontario, not sure if there is expert on this with information about this and have RBC insurance so I'd like to know, would the company still have to give me a cheque since they said the car is a total loss?

Answer
Hi Deejay,
I am NOT an expert on Canadian Insurance, but I can't imagine that an auto policy would contain a clause that required proof of forced entry
for auto theft.
Read the legal wording of your policy in the portion of 'other than collision loss'.  If it's still unclear, call your agent for a discussion.

Sincerely,
Bennie
San Francisco Bay Area

Auto Insurance Claims

All Answers

Answers by Expert:

Ask Experts

Volunteer

Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

Education/Credentials
not applicable

©2012 About.com, a part of The New York Times Company. All rights reserved.