Auto Insurance Claims/who is at fault?

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Expert: - 5/31/2009


Question
my partner and i were having a very heated argument, i got into my car 2 leave. he called 2 his friends who were in there car in my driveway next 2 my car to "block her in".. i started my car, quickly went 2 reverse out but at that moment they reversed at an angle 2 block me in... we collided, i called the police and they left the scene. they were not charged with any offence and the police said it will be up to the insurance agencies to work it out? please give me some advice :)

Answer
Hi Cassie,

There is not much to say here. You will just have to report the incident to their insurance company and do your best. If you do not have their insurance info, then report it to your insurance company. They will pay for your damage and then will try to get back the mony from the other insurance company.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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