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Auto Insurance Claims/valuation of auto claim

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Expert: - 5/7/2009


Question
hello ron,
my vehicle was totaled. other driver ticketed for "failure to yield right of way". third party insurer payed $6800 for car. medical specialities, soft tissue damage treated by chiropractor and d.o. were 6100 reduced to 4400 by claims adjuster with her first offer. she sited the "usual and customary charges" for the services. any comments as to the value of this claim.

Answer
Hello John,

As to the valuation on the totaled vehicle, if they used CCC, ADP, or a similar computerized appraisal, you probably got lowballed. The best info on the internet on how to handle the valuation as well as other side issues like loss of use, rental car, salvage retention by you, etc would be the eBook entitled "TOTAL LOSS AUTOMOBILE INSURANCE CLAIM ADVICE AND HELP - FOR CLAIMANTS" at UClaim.com http://www.uclaim.com/products.asp .

I'm not a liability injury expert, but as to the value of your injury claim, if the adjuster reduced your medical specials from 6100 to 4400, but failed to multiply it by three to four times, you got very low balled. Any loss of income from work? Expected future medical bills? I suggest the eBook at www.autoaccidentclaims.com .

Auto Insurance Claims

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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