You are here:

Auto Insurance Claims/Betterment in Texas

Advertisement

Expert: - 6/18/2009


Question
I googled betterment laws in Texas and i found that their were court cases which prevented auto insurance agencies from claiming betterment in Texas. Can auto insurance agencies in Texas still claim betterment in order to not pay the full cost of repairing vehicles?

Answer
Hi Hank,

I am not familiar with the cases you mentioned. In most cases an insurance company can take betterment on parts that normally wear out over time, such as tires, brakes, shocks, etc.

If there is some case law in Texas that says that an insurance company cannot take betterment, the best place to verify that would be the Texas Department Of Insurance. You can visit their website at www.tdi.state.tx.us

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

All Answers

Answers by Expert:

Ask Experts

Volunteer

Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

©2012 About.com, a part of The New York Times Company. All rights reserved.