You are here:
- Home
- Autos
- Auto Insurance
- Auto Insurance Claims
- Insurance denied Claim
Auto Insurance Claims/Insurance denied Claim
Advertisement
Question
I got invloved into an accident 2 hours after I upgraded from liablilty to full coverage, there was no injuries and I was the one who hit the car in front of me because it stopped all the sudden, there was no police report.
Now The insurance refused to cover me full coverage even though i paid for full coverage when i upgraded.
I want to know what I should do?
Please help.
Thank You
That's a tough one. You need to gather as much evidence from witnesses or any other source that could document the time and date of the accident. You can also file a complaint with your state insurance department, which you can find online in most cases.
You may also want to contact an attorney with a specialty in insurance bad faith cases. Essentially, your insurance company is making the assumption that you are lying to them and are asking for coverage after the fact.
Related Articles
Answers by Expert:
Charlie Barone
Expertise
For questions involving auto damage claims, collision repair, forensics, industry practices, we can help. We specialize in claims for loss of resale value (Diminished Value).
Experience
I have 30 years experience in the collision repair and body reconstruction field, both hands-on and from behind the desk. I hold a Master Certification from ASE in the Body and Paint category, as well as their certification in Estimating. I have authored over 120 feature and training articles for the largest trade journal devoted to the collision repair industry, and have given expert testimony in court dozens of times. Licensed physical damage appraiser in Pennsylvania and reciprocal states.
©2012 About.com, a part of The New York Times Company. All rights reserved.