You are here:
- Home
- Autos
- Auto Insurance
- Auto Insurance Claims
- Passenger in Taxi/PI/Both vehicles have minimal coverage
Auto Insurance Claims/Passenger in Taxi/PI/Both vehicles have minimal coverage
Advertisement
Question
My medical bills are now $20000 and climbing. Surgery next month. I have attorney. Taxi driver not at fault (DC). Other driver 100% fault (MD). Lost Wages and cost of transportation to all these medical appointments ($5000) and climbing. Both parties have minimal coverage limits. I got letter from my insurance Company (VA) adjuster letting me know they are now in the play. Please explain what is going on. Who pays what?
Hi Vanessa,
Your attorney should be explaining all this to you. Since the other 2 insurance policies have minimal coverage, it will be your uninsured motorist coverage that will pick up the balance up to your policy limit.
I hope this helps
Richard Hixenbaugh
- Add to this Answer
- Ask a Question
| Rating(1-10) | Knowledgeability = 10 | Clarity of Response = 10 | Politeness = 10 |
| Comment | Thank you. I have never spoken to my High Class Attorney, just the Assistant who never answers phone but eventually returns calls. I just hope they are as good as they say they are. | ||
Related Articles
Answers by Expert:
Richard Hixenbaugh
Expertise
Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.
Experience
I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.
Organizations
Society of Certified Auto Appraisers
Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.
Past/Present Clients
My company has done work for consumers nationwide.
©2012 About.com, a part of The New York Times Company. All rights reserved.