AboutRob Painter, Ase, CFEI, CAFATE Expertise Please remember. I am not an attorney and cannot legal advice. My answers are based on my experience due to litigation I have been involved in as an expert, for both insurance companies and while oposing them opposing them.
I deal with only comprehensive claims on autos related to fire and theft.
I have even had the opportunity to rewrite policy coverage language as it relates to vehicle theft and forced entry for insurance defense attorneys.
Experience Experience in the area: Working with insurance companies and attorneys on these issues for over 20 years. It is very common to have a reported stolen car with a so-called factory anti-theft system to have the theft claim denied.
I have served successfully as an expert witness in the courts across the US representing the insured and their attorney revealing that the insurance expert did not take all known theories into consideration before rendering their "Forensic" conclusion.
Many insurance carriers us independent "Forensic" experts to examine reported stolen vehicles commonly using flawed methodology implicating the innocent insured with the theft. My job is to determine if the insurance expert reached his conclusions based on accepted scientific principals or just net opinion with no basis other than opinion.
My case record against such experts is very compelling.My resume can be seen at the catagory "Auto Theft and Prevention."
In "Forensics" the scientific method must be employed. In the forensic locksmith field determining how a reported stolen vehicle was last operated, many processes cannot be duplicated and are conveniently not addressed. If they were, juries would have the opportunity to make a fair and impartial opinion at least about what the expert could or could not prove.
There is a purported process determining the last key used. The chances of determining such is very rare uless the key is found in the ignition lock. Experts commonly destroy evidence as well and are rarely questioned on this event. I reveal the weakness in their testimony on such instances.
I have a car that I want to sell. The title and insurance are under my ownership. A relative of mine recently arrived to the U.S from overseas, and he wants to buy my car, but he wants to keep the title ownership under my name because he is receiving some assistance, and does not want to report this car to the welfare agency. This car is 1992, and its value in blue book is only $1,700.
If I sell it to him, can the title be in my name and insurance policy under his name? I know there are thousands of people who are doing the same thing, but I don't know if there will be any bad consequences in case we did this. I want to make sure that I don't have to get involved if he is in a car accident whether it is his fault or not. I wounder if I can keep registration under my name too, but I am also wondering if he got stopped by police, he will have to show both driver license and registration and the name will not match on both.
Thank you
Answer Hello,
You can do anything you want, but think about this--You are assisting in a fraud on the part of welfare and it could go backwards on you real quick!!
Next, this person crashes the car; want to guess who is liable? YOU!
The engine blows and the person quits paying you--you have absolutey no legal leg to stand on. You won't collect a dime. Besides welfare and disability people are more or less unsueable.
No matter how good this deal sounds, you are creating a headache for yourself.
If you have an insurance claim with this person driving, not only can you get denied, but you will go under investigation.
DON"T DO THIS!!!!!! I get horror stories like this quite often after the deal was done!!
Want to give me the car? I will take care of it honest!!!!
