AboutAnne Expertise Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.
Experience I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.
Education/Credentials B.A. Economics/ Political Science
Awards and Honors I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.
Past/Present Clients I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.
Question Person is driving in the state of NJ, has a seizure and gets in a car accident. I do medical billing and as far as I know the claim would go to the patient's auto insurance, but the patient is saying no send it to my health insurance. I believe I am correct and have been trying to research it on the internet but am having trouble finding such answer. I would greatly appreciate your help.
Thanks.
Answer Hello Pamela,
Auto policies cover auto accidents, and health insurance covers just about everything but auto accidents. The actual seizure is a medical condition not related to the car accident. The injuries caused by the car accident are covered by the auto policy (unless the car accident caused the seizure -i.e, and no the other way around).
This claim should probably be file with the auto insurance if there are injuries accident related (bumps, bruises, etc.). The carrier will have to determine coverage.
in some instances, there might not be coverage for third parties (the person's this person hit), if there is a "medical defense." But that would be beyond the scope of what you are trying to do.
I hope this helps,
For more about car accidents claim and injuries, please see:
