About Bennie719 Expertise I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.
Experience Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license.
I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.
Question Can I submit a claim for running something over in the roadway and as a result the object ruptured my fuel tank. I'm at work and not sure of my coverage right now.
Answer Hi Bruce,
When you run over an item laying in the roadway, it is considered a collision by your insurance company and is subject to your collision deductible (usually $250-$500). It is also considered a fault loss and may cause your rate to increase.
You should consider paying this loss out of pocket and save the insurance coverage in case something larger happens.
