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Auto Insurance Claims/jackknifed trailer

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Expert: Bennie719 - 6/1/2009


Question
Earler today, in a moment of haste. I forgot that i had hooked to a small trailer. I Reversed pretty fast, jack-knifed the traier causing signifigant damage to my pickup would this be covered by my comp or collision

Answer
Hi Jonathan,
Sorry, but it will fall under collision.  Unless you also carry collision on the trailer, no coverage will exist for it's damage
(assuming that it belongs to you).  Your policy doesn't cover
damage to your own property.

If you do carry collision on the trailer, both the trailer and
the truck will each be subject to the applicable deductibles.

I hope that you find this information to be of help.  Your feedback
by rating my response will be appreciated.

Sincerely,
Bennie
San Francisco Bay Area

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Bennie719

Expertise

I have extensive knowledge in Personal Auto, Homeowners Insurance and Personal Umbrella coverage. I am also thoroughly familiar with claims handeling procedures. Will answer questions related to the above.

Experience

Experience in the area: Served as an expert at askme.com from 7/2000 thru 10/2002 in the catagories of general insurance, auto and home insurance. Answered 422 questions before that site closed. Licensed in California since 1961, first in Life and Health for 2 + years and as a Property/Casualty Agent/Broker since 1964. I sold my business and took early retirement in 1998. Still maintain a valid California Property/Casualty Agent/Broker license. I have been a volunteer at allexperts.com since 2002. I can provide assistance in the following fields: Property and Casualty Insurance, Insurance Law, Auto Insurance Claims.

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