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Auto Insurance Claims/minor fender bender

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Expert: - 6/11/2009


Question
i backed into another car in a parking lot. there was minor damage to the other vehicle while mine had none. the other driver is willing to not report the accident as long as i pay for ther repair. however i do not have a lot of money and would like an estimate. if it cost to much for me to repair can i then file a claim

Answer
Bill,

I agree with you. Get an estimate if you can, or take the other drivers estimate and some photos and show them to a shop to see if the estimate looks in line. You may have to pay a shop owner to go to the other drivers location to inspect the car. Keep in mind that the other driver can have the car repaired at a shop of "their" choice.

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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