Auto Insurance Claims/restitution lien

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Expert: Charlie Barone - 6/18/2009


Question
my name is on the title of my son's car.  He recently was in an accident (not his fault). the insurance is doing repairs not totalling. there is a restitution lien on it. will the check go for the repairs or will the money go to the court?

Answer
In many cases a third party insurance company (the company of the at-fault party) will not have any record of liens recorded on a car and will issue the payment directly to the owner. If you filed the claim with the at-fault party, you have a chance that they won't be aware.

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Charlie Barone

Expertise

For questions involving auto damage claims, collision repair, forensics, industry practices, we can help. We specialize in claims for loss of resale value (Diminished Value).

Experience

I have 30 years experience in the collision repair and body reconstruction field, both hands-on and from behind the desk. I hold a Master Certification from ASE in the Body and Paint category, as well as their certification in Estimating. I have authored over 120 feature and training articles for the largest trade journal devoted to the collision repair industry, and have given expert testimony in court dozens of times. Licensed physical damage appraiser in Pennsylvania and reciprocal states.

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