Auto Insurance Claims/Open Auto Claims

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Expert: - 7/9/2009


Question
Can an auto accident that caused severe bodily injury remain open after a settlement (in case of additional/ future complications)?

Answer
Hello Dorothy,

Not if you signed a release. But hey, if you are talking about a lot of money, you need to have an attorney look at the release to see if there is a way to invalidate it.

Also, consider a partial settlement on some items, like the property damage, while leaving the injury claim open.

Also pay attention to the "statute of limitations", the time limit to file a lawsuit. Insurers like to trick claimants into overlooking this by dragging out the negotiations.

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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