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Question
I was rear-ended while sitting at a stop light last week. The woman who rear-ended me has now told her insurance company that she was pushed into me. This was not the case. She hit me going about 30mph. I have a perfect imprint of her license plate on my car. I have pictures of her car's rear end from that day along with a picture I took 2 days ago as I sat behind her at a stop light. Can I take her to court if the insurance company decides they will not repair my vehicle?
Hi Ashley,
Yes. You can take her to court. However, before going that far, if he company tries to deny your claim, you should send them the pictures you took to show that she is lying. Then if they still will not pay, take her to court.
I hope this helps
Richard Hixenbaugh
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| Rating(1-10) | Knowledgeability = 10 | Clarity of Response = 10 | Politeness = 10 |
| Comment | Thanks for your help! I will try that. I told her adjuster on the phone today that I had pictures and he said they dont take that into consideration. I did send them to my insurance company so hopefully something will come of that. Thanks for your help! | ||
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Answers by Expert:
Richard Hixenbaugh
Expertise
Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.
Experience
I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.
Organizations
Society of Certified Auto Appraisers
Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.
Past/Present Clients
My company has done work for consumers nationwide.
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