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Auto Insurance Claims/Stolen vehicle, drunk driver crash

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Expert: - 7/6/2009


Question
Who has to pay if you are hit by a habitual drunk driver in a stolen car? He is my sister, injuring her boyfriend, and herself severly, and her grandson, and another passenger mildly. Also he pushed them into the path of oncoming vehicle resulting in that driver being moderately injured. Does the car owners insurance pay? Or my sisters insurance pay?

Answer
Hi Shirley,

The insurance for the car that was stolen will not pay for any damage that the theif caused. Any other vehicles involved in the accident would have to go to their own insurance for the damage. Each injured person should contact the state attorney's office to see about restitution.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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