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Auto Insurance Claims/accident backing out of driveway

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Expert: - 7/20/2009


Question
My Husband was backing out of our driveway and hit my neighbors drivers door.  My neighbor was driving the wrong way around a cul de sac and was on the wrong side of the road.  We are trying to decide whether or not to get insurance involved.  Who is likely to be charged, my husband who was backing out or my neighbor who was traveling on the wrong side of the road?  Thanks

Answer
Hi Linda,

Your husband would be considered to be at fault. When backing out of a driveway on to a road you have a greater duty to be sure all is clear before doing so. However, you may be able to convince your neighbor to accept some of the responsibility for going the wrong way.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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