Auto Insurance Claims/car collision

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Expert: - 7/14/2009


Question
Hello,
I was involved in an accident and was wondering the fault of the accident.  I was on a 3-lane highway in the left most lane.  The cars ahead of me were coming to a stop, and I looked in my rear view mirror to signal and then change into the center lane.  There was a car in the right most lane who also changed lanes into the center lane at the same time.  My damage is to the front right bumper.  The other car's damage is on the panel behind the driver's side; it's a 4-door car.

Thanks for your help,
Alice

Answer
Hi Alice,

Based on your description, it sounds like liability will be decided to be 50/50. Since the other car was a little ahead of you it is possible they will decide a little higher percentage of liability on you.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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