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Question
Although you have answered my three questions, I still do not know what is the claimant option if the adjuster sticks to her offer without change or a little change. So I am going to ask you the question in different way. We know the negotiation is to let the adjuster increase the offer. Should the claimant also need to concede during the negotiation or getting the demand amount is the only purpose for the claimant to negotiate; otherwise taking legal action will be the next choice if the insurance does not want to pay the demand amount? Thanks for your answer.
Hello again, Zilch,
I think that you give a little and she gives a little and then she says "no mas". If you are at that point, then you need to make a decision whether or not you wish to file a lawsuit.
If you do not think that giving her any further information will make a difference to her, then consider what it will be like if you sue.
The four factors to consider when you sue are the court & doctor costs, the personal time & hassle, the delay in getting this resolved, and the bite of attorney's fees.
As for the latter, consider trying to negotiate a discount on account of the offer you have in hand. http://www.settlementcentral.com/page0109.htm
Best wishes,
Dr. Settlement, J.D. (Juris Doctor)
www.settlementcentral.com
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| Rating(1-10) | Knowledgeability = 9 | Clarity of Response = 8 | Politeness = 10 |
| Comment | Dr. Settlement said, “If you do not think that giving her any further information will make a difference to her, then consider what it will be like if you sue.” It seems he is telling the reader whether the adjuster increasing the offer depends on the further information. If so, the adjuster’s offer should be reasonable if the claimant has provided all evidence and the offer should be accepted. However, we frequently hear the different stories. Regardless how the claimant has provided the details or narrative letter etc, the adjuster still makes lowball offer. The question is how to get the reasonable compensation. Unfortunately, Dr. Settlement did not explain it very well. Probably, he is an attorney. The insurance always satisfies his demand or he did not want to disclose too much. I appreciate his time, though. | ||
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Answers by Expert:
Doctor Settlement
Expertise
27 years of front line plaintiff`s trial lawyer experience in PERSONAL INJURY INSURANCE CLAIMS. Along with other attorneys and insurance adjusters, we have created a website to help injured people settle their own personal injury claims. With the help from feedback from hundreds of satisfied members, www.settlementcentral.com has become THE AUTHORITY for Internet personal injury insurance claim settlements. I am humbled and honored if people can benefit from my experience and current volunteer work in helping injured people. I hope I can explain things in a manner that is useful for the questioner. If not, do not hesitate to e-mail me and I will take a second shot at it! Best Wishes for your physical and financial recovery.
Experience
Life Experience: 27 years of front line plaintiff's trial lawyer experience
Organizations:
American Trial Lawyers Association
Washington State Trial Lawyers Association
Publications: (Click on Title to Read)
Statute of Limitations
Vehicle Accident
Accident--Adjuster
Demand Letters
Policy Limits
Education/Credentials: J.D. (Juris Doctor) 1977
Awards and Honors:
I am humbled and honored everytime I am selected to help injured people. And when people give feedback that they have benefited from my experience and current volunteer efforts, then that is a double honor and award for me.
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