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Auto Insurance Claims/Driving a car with no insurance

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Expert: - 8/15/2009


Question
In the state of PA, If there are two names on the tittle to a car and the primary title holder takes off the insurance and the secondary does not know.  Who would get in trouble for no insurance if the secondary holder got pulled over?

Answer
Hi Jeff,

Regardless of ownership if you are driving a car with no insurance then you will receive a citation or in some states may be taken to jail. This is true even if you borrow a car from a friend or relative. As the driver of the vehicle it is your responsibility to be sure the vehicle you are driving is on the road legally.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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