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Auto Insurance Claims/Hit on vacation and somehow, getting the shortend of the stick

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Expert: - 8/14/2009


Question

A 2002 Chevy Caviler
I was out of state and was hit. My car was totaled and the kid that hit me took full responsibility. It seems to me that I lose a car and he gets away with it. The total amount that I'm getting back is not enough to buy a car with the same value of my car, or even close. Plus, I am 6.5 hours away from my car and somehow, I have to get back there and get the things OUT of my car.. without having a car. This is really inconveniencing me and the kid that caused it, is worry free. How is this fair? Honestly, I am so mad about this whole situation. I feel that HE/or his insurance should pay me the value of my car BEFORE the accident. What should I do?

Answer
Hello Jacquelyn,

I am sorry to hear about your situation. I understand your frustration. You have your life majorly disrupted and the person who caused it is free of any responsibility. It is not fair. With that being said, yes, you do have a right to be put back on the position you were before the accident!

You must be able to dispute the car of the vehicle by getting the proper actual cash value. Also you do have rights regarding your expenses (having to go back to get your stuff out).

For great information regarding the total loss process and how to maximize your recovery, please see: http://www.auto-insurance-claim-advice.com/totaling-a-vehicle.html

Also, this ebook can help you getting fair compensation, http://www.auto-accident-blog.com/go/Total-Loss-Ebook.php

Good Luck
Anne
http://www.quirogalawoffice.com/  

Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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