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Auto Insurance Claims/Personal Injury Settlement Question

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Question
Hi Anne,
 I was in a car accident where I was hit by a truck that hydroplaned. The other driver received the ticket. It injured my right foot, a Lisfranc Fracture. I dislocated the midfoot and fractured two toes. I had surgery the next day and have to stay off my foot for 12 weeks. I have two screws and three pins in my foot currently. I have to have physical therapy after that, and the doctor said that later on I might have to have the screws removed if they start causing me pain. I will have arthritic pain for the rest of my life. I was just wondering how to figure out how much pain and suffering to demand from the Insurance company. I've never been in a wreck and never had to deal with insurance companies before so I'm kind of worried I won't know what to ask for.
Thanks!

Answer
Hello Sarah,

I am very sorry to hear about your accident and you foot. Well, you have a higher amount claim. Anything that can hurt you for life (i.e. cannot walk) will be consider as a severe injury. You are entitled to several amount of damages, please see:

http://www.auto-insurance-claim-advice.com/bodily-injury-claim.html

In reality, there are too many variables to give you a straight answer as to how much for a personal injury settlement, but in your case, talking to an attorney is very necessary. A local attorney can help you determine the best way to recover for all your damages. Consult with your friends about getting a lawyer.

If they do not know anyone, please try:

http://www.auto-insurance-claim-advice.com/find-a-lawyer.html

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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