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Question
I was in an accident. I was trying to not hit a deer and I wrecked my car. The police came and ems. I did not damage any property or myself. I was drinking. I did blow over the limit. Will my insurance company cover my car? I have full coverage and have been a safe driver on the policy for 15 years this is my first ticket.
Hello Amy,
Yes, they should cover your car. But they may rise your rates or "non-renew" your policy. If you have a copy of your original application, review it to see if there are any questions asking if you drink and how much or how often. Don't let them deny your claim saying you lied on your application. Make sure you get a fair settlement using the eBook on Automobile Total Loss for Insureds at UClaim.com. Currently on sale at around $6.00 and guaranteed.
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Answers by Expert:
Ron Cercone
Expertise
How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.
Experience
I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.
Organizations
CAPIA (California Association of Public Adjusters).
Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .
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