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Auto Insurance Claims/Low ball settlement offer

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Expert: - 9/24/2009


Question
While driving north bound on a hwy, a vehicle came across the median from the south bound lane and totaled my girlfriends 2007 Kia Rio. She owes $10,997 and the Blue Book value is listed at the same price. The drivers insurance sent a settlement offer of $7,000. What can we do?

Answer
Hello David,

If you cash the check, make sure there is no release on it. If there is, just line it out, initial it, and on the back of the check write "partial payment of claim" and sign below that and deposit it. Failing to deposit the check will not pressure the adjuster to increase your settlement. I could write a little book on how to get the rest of your money, but its already been done. I suggest you go to UClaim.com and get an eBook on Total Loss Auto, currently at 50% off and a huge bargain at around $12.00, with a money back guarantee.

Auto Insurance Claims

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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