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Auto Insurance Claims/Property Damaged in Taxi

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Expert: - 9/30/2009


Question
Who's PI claim will this be paid on.  I was passenger in DC taxi, hit from behind, totaled both cars.  Taxi driver not at fault and both he and I have PI claims.  Accident happened in Maryland.  I'm insured in VA.  I sent damaged goods estimate to attorneys months ago.  Taxi driver claim is in the settlement phase.  I am still ongoing medical care.  My question is whose claim does my damaged goods fall under, the taxi driver or mine?  The taxi driver and I are unrelated and it just so happens we hired the same lawyers.

Answer
Hi Vanessa,

Each claim is seperate and distinct. If you had personal articles that were damaged in addition to your injury claim, the personal property is seperate from your injury claim. You should ask your attorney what the status of the property damage claim is. Ask him/her to push for immediate payment of the property damage portion of your claim. Then you will continue to pursue your injury claim once all of your treatment is concluded.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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