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Auto Insurance Claims/insurance claim statue of limitations

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Expert: - 9/26/2009


Question
Back in 2000 on Long Island NY<I was involved in a minor fender bender. My insurance had lapsed a couple of days before so I received a ticket for no insurance.I settled out of court the $500 deductible to the guy I hit to avoid going to court. To make a long story short, he filed the claim regardless and about three years ago I started receiving letters from his insurance agency claiming I owe him $4200. they have suspended my license in the state of Nevada and I cannot afford pay them what they want.Is there a statue on this, since it happened 9 years ago?

Answer
Hi Lawrence,

The statute of limitations in New Your is 3 years for property damage. However, there may be some extension due to the fact that you had no insurance. I am not sure. You would need to speak with an attorney in New York that handles auto accident claims.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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