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Auto Insurance Claims/My Expedition was stolen from Walmart

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Expert: - 1/21/2010


Question
I am sure that you have seen this many times. About three weeks ago I came out of Walmart to find my 1999 Expedition was stolen. I filed the police report, filed a claim, and got a rental from the insurance company. I received a phone call from the Investigators unit at geico requesting a meeting in a public location. I went only to find out that they are going to press charges if I do not remove my claim. They told me that they had all this incriminating evidence against me. The ignition was intact and someone needed to start it with a key. They have video from the place where the car was found burnt. There is only one problem--I did not do it! They have video of me in walmart at the time my car was stolen. If I lose my transportation I will lose my job! How long will I have to wait if they act in bad faith? What options are available to me?

Answer
Hello,

Unfortunately, there is only one firm across  the country that is fully capable and is willing to oppose the insurance company SIUs and their experts especially on a 1999 Ford truck transpnder. Our rep commonly preceeds us. In fact, I supplied the questions for an insurance expert in Louisiana last week against the largest carrier in the US and it was found everything he stated was fact, was only his unbased opinion. They folded Friday!

If they can't  prove you were not involved, personally I tell th go nuts and have charges pressed. It may take a very long time, but you have the potential of being very wealthy. Google Jenny hampton v state farm.

I don't like bullies!

Call me tomorrow and we can discuss. 866-490-1673

Rob

http://ww.autotheftexpert.com

Auto Insurance Claims

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Rob Painter, Ase, CFEI, CAFATE

Expertise

Please remember. I am not an attorney and cannot legal advice. My answers are based on my experience due to litigation I have been involved in as an expert, for both insurance companies and while oposing them opposing them. I deal with only comprehensive claims on autos related to fire and theft. I have even had the opportunity to rewrite policy coverage language as it relates to vehicle theft and forced entry for insurance defense attorneys.

Experience

Experience in the area: Working with insurance companies and attorneys on these issues for over 20 years. It is very common to have a reported stolen car with a so-called factory anti-theft system to have the theft claim denied. I have served successfully as an expert witness in the courts across the US representing the insured and their attorney revealing that the insurance expert did not take all known theories into consideration before rendering their "Forensic" conclusion. Many insurance carriers us independent "Forensic" experts to examine reported stolen vehicles commonly using flawed methodology implicating the innocent insured with the theft. My job is to determine if the insurance expert reached his conclusions based on accepted scientific principals or just net opinion with no basis other than opinion. My case record against such experts is very compelling.My resume can be seen at the catagory "Auto Theft and Prevention." In "Forensics" the scientific method must be employed. In the forensic locksmith field determining how a reported stolen vehicle was last operated, many processes cannot be duplicated and are conveniently not addressed. If they were, juries would have the opportunity to make a fair and impartial opinion at least about what the expert could or could not prove. There is a purported process determining the last key used. The chances of determining such is very rare uless the key is found in the ignition lock. Experts commonly destroy evidence as well and are rarely questioned on this event. I reveal the weakness in their testimony on such instances.

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