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Auto Insurance Claims/FL MVA's involving a school bus

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Expert: - 1/4/2010


Question
Would a child injured in a school bus accident be eligible for Florida PIP coverage through their parent's auto policy or through a resident relatives policy in one exists, or are bus accidents exempt from PIP coverage and should be filed with health insurance?

Answer
Hi James,

To the best of my kowledge, a claim for PIP coverage could be made on either the parents or resident relative policy. You should contact the insurance company to make a claim. They will instruct you from there.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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