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Question
Ohio, my 1996 mustang was hit as i was sitting at a preflight. the other driver was making a left turn out of the speedway. he was sited as at fault. the adjuster totaled out my mustang and is offering 1800.00 i feel this is really low i cant find any mustangs under 3800.00 and i just dumped almost 1600.00 in to this car 6 mths ago. i know trying to get a lawyer for this would only cost me more money than its worth but how can i get them to up the settlement offer some. At this point in time I'm wondering what insurance is for. they always short hand people but drop you if you don't pay them on time. I'm just so frustrated. with my receipts is it possible i can get them to add some of the cost i payed for the new parts that was put on.
Walter,
If any of that 1600 was spent on maintenance stuff like new alternator, battery, tires or other worn or damaged parts, it won't increase the value. You need to destroy the adjusters valuation and maybe present your own valuation. There are many ways to do this, from easy to hard, all outlined in one of the eBooks at uclaim.com on Total Loss Auto. For example, if he used a CCC or ADP valuation, you must be able to show how it is flawed (and they usually are).
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| Rating(1-10) | Knowledgeability = 10 | Clarity of Response = 10 | Politeness = 10 |
| Comment | thank you for your advice. after speaking to his supervisor i found out the title was a rebuilt salvage title. i contacted the title office and they confirmed it. the guy that sold it to me said it had a clean title and when we signed it i didnt look at it hard enough. guess its a huge learning experiance | ||
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Answers by Expert:
Ron Cercone
Expertise
How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.
Experience
I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.
Organizations
CAPIA (California Association of Public Adjusters).
Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .
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