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Auto Insurance Claims/Mini Van total loss

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Expert: - 10/13/2010


Question
I was hit by a semi truck and he kept going. My insurance company wants to total out my van at a very low value. Do I have to take what they are offering? The van was still drivable and they say I can not keep it since I still owe on it.

Answer
You have to negotiate your total loss. Try to increase the value of the settlement by getting better comps. See:

http://www.auto-insurance-claim-advice.com/totaling-a-vehicle.html

Also, talk to you lender to have a total write off. Some lenders will work with you.

I hope this helps,


Good Luck
Anne
http://www.quirogalawoffice.com/
http://www.spokanebankruptcy.org/

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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