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Auto Insurance Claims/auto ins coverage

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Expert: - 10/29/2010


Question
My family and my sister-in-law live in different apartments in the same house. We each have our own cars insuring them for our independant families. Occasionally, we borrow each other's cars. Would it be a problem if one of us has an accident while using the other's car?

Answer
Hello David,

Yes, there could be. Usually, insurance polices do cover any driver that has permission to drive your car. However, they usually exclude that coverage if the person borrows the car "regularly" or occasionally or they have it regularly available for their use.

This can give you issues and you want to talk to your lawyer and agent before something happens to ensure you are covered.

I hope this helps,

Good Luck
http://www.auto-insurance-claim-advice.com/
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Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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