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Auto Insurance Claims/who's liability??

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Expert: - 10/6/2010


Question
My car was left at a dealership for repairs and servicing.  I received a call next day that my car received damages from an unexpected golf ball size hail storm.  They are claiming "act of mother-nature" so I'm responsible.  Are they correct?

Answer
Hello Chae

I don't believe they are correct. They took the vehicle. When they take a vehicle they also take the risk. The act happened while they have the risk.

Also, the law of bailments seems to protect you there. The damage was not only because of an act of nature, but because of their negligence on keeping your car indoor while in their care.

Talk to a lawyer.

Good Luck
Anne
http://www.quirogalawoffice.com/
http://www.spokanebankruptcy.org/

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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