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Auto Insurance Claims/Auto Insurance Claim

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Expert: - 11/4/2010


Question
Can you make a claim regarding an accident that occurred over a year ago that wasn't filed in any kind of report even though you know who is responsible?

Answer
Hi Kaylyn,

Yes you can make a claim for an accident that occured over a year ago. However you should expect that the claims adjuster will ask you a number of questions as to why you waited so long to file the claim. Also, if you are intending to file against the at-fault persons insurance company it will be more difficult to prove your claim because there is no police report and likely no witnessess. But you can make the claim and see what happens.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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