Auto Insurance Claims/Bagging Out

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Expert: - 11/8/2010


Question
I was bagging out of parking space and notice there was another car bagging out directly behind me. I stopped and blew my horn to make the other driver aware of me but she hit my rear panel and side bumper. The other driver was very apologetic and took responsibility for hitting my car at the scene. Now the insurance co said that there is conflicting info regarding what happen.  What can I do to make sure she pays for my damage her insurance co estimated to be $800 in damages?

Answer
Hi Tbuck,

Parking lot accidents are some of the most difficult to determine fault. The other driver likely told her insurance company that you were both backing up and hit each other. In these cases, fault is usually decided to be 50/50.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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