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Auto Insurance Claims/Length you can file a claim

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Expert: - 12/16/2010


Question
Last year as a delivery driver I parked at a delivery and accidently put my car in Neutral instead of park. When i got out the car rolled into the mans garage. I gave the man all my information, however he never contacted me. Recently he has contacted me for my information with interest to file a claim as he just got a quote on the cost to fix it. It has been over 1 full year, and I assume that more damage has occurred since, and this is probably why he has just decided to get it fixed. My question is, Can he still file a claim over a year later? or does it expire?

Answer
Hi John,

The statute of limitations is different in each state, however, in most states it is usually at least 2 years and could be as much as 6 years. You should contact an attorney in your state to see what it is there.

You should also contact your insurance company to report the incident.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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