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Auto Insurance Claims/INSURANCE RESPONSIBILITIES

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Expert: - 2/4/2010


Question
Hi Ron, I was wondering if you could explain to me the responsibilities of both the insured and a claimant following a loss. Is there a specific time frame to report a claim, and for a claimant what are they required to do.

Answer
Short question but way too broad. Make a claim both ways at the same time and see who offers the most, your own insurer or the other guys insurer. Then if your car is undervalued, get one or both of the eBooks at UClaim.com on Total Loss Auto to explain the advantages and disadvantages of being a claimant or an insured in great detail. They will also show you how to increase your settlement and they have a money back guarantee and a very unique "information guarantee".

The legal time frame is "whats reasonable", and that overrides the policy.

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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