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Auto Insurance Claims/Proving an auto insurance claim was cancelled
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Question
I was an accident. I was at fault. We decided not to go through the insurance company. There was some confusion, apparently I wasnt dealing the owner of the vehicle just the person driving it. The owner filed a claim. He then told me he cancelled right away once he found out, we had an agreement worked out. How do I know for sure he cancelled the claim?
Outside of calling the insurance company directly (or contacting your own company to see if the other party's company has begun the subrogation to recover their costs), you are left relying on the other party's word. You could ask them to give you a statement in writing, and demand that they sign a release when you've paid for the damage repair and any other costs they may have.
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Answers by Expert:
Charlie Barone
Expertise
For questions involving auto damage claims, collision repair, forensics, industry practices, we can help. We specialize in claims for loss of resale value (Diminished Value).
Experience
I have 30 years experience in the collision repair and body reconstruction field, both hands-on and from behind the desk. I hold a Master Certification from ASE in the Body and Paint category, as well as their certification in Estimating. I have authored over 120 feature and training articles for the largest trade journal devoted to the collision repair industry, and have given expert testimony in court dozens of times. Licensed physical damage appraiser in Pennsylvania and reciprocal states.
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