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Expert: - 2/26/2010


Question
i had a wreck about 18months ago it was'nt my fault i settled with the othe insurance company can i still get my pip or whats the time frame

Answer
Hello Mickey,

It depends on exactly what your insurance policy says. Some providers require you to report the loss and submit the paper work immediately (or within a reasonable time). Most carriers have the "duty to report losses"

Please see: http://www.auto-insurance-claim-advice.com/Duty-to-Report-Losses.html

The other problem you may have is the statute of limitations of your state, you need to check on that and see if there is still coverage.

You lose nothing by filing the claim and see if they cover it.

Good Luck
Anne
http://www.quirogalawoffice.com/
http://www.spokanebankruptcy.org/

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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