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Question
I was recently in a 5 vehicle accident in Va. The driver charged with "failure to maintain control" also was driving on a suspended license and was arrested on the spot. The vehicle is his girlfriends and is insured but will it cover our damages? My Trailblazer was totaled and I sustained a torn shoulder. Any reason to seek legal council for damages or will the ins. co. not cover?
Yes, the girlfriends car insurance should cover your damages, unless Virginia is a "no fault" state (where your own insurance only covers your own damages). If you think an attorney will get you more money, then hire one. It's a personal choice. See if the insurer will cover your damages, then ask the attorney to work on a percentage of the amount over what you got on your own. If the insurer under pays the value of your Trailblazer, get the eBook Total Loss Auto for Claimants at UClaim.com. It has a money back guarantee.
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Answers by Expert:
Ron Cercone
Expertise
How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.
Experience
I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.
Organizations
CAPIA (California Association of Public Adjusters).
Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .
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