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Auto Insurance Claims/Unisured driver/ insured car/ not at fault

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Expert: - 3/1/2010


Question
I'm an uninsured driver not named on the cars policy. I will be found not at fault. Will her car insurance pay everything since she will be found at fault and both cars are insured...or will me being uninsured complicate things? Thanks Anne.

Answer
Hello Stephen,

The fact that you are not "insured" should not give any problem. If you are "excluded" (there is language that says that Stephen cannot drive this car) then you would have problems with the insurance company of the car you were driving, however, this should not any effect on the coverage granted by the insurance policy of the person who hit you.

For more about coverage, please see:

http://www.auto-insurance-claim-advice.com/insurance-coverages.html

I hope this helps,
Anne
http://www.quirogalawoffice.com/
http://www.spokanebankruptcy.org/

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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