You are here:

Auto Insurance Claims/How long does it take for the opposing insurance company to make a determination on my damages and then, ultimately, make payment?

Advertisement

Expert: Charlie Barone - 3/1/2010


Question
Hi sir,
How long does it take another  insurance companyto make a determination on payment, and then finally make payment
because I do not have collision coverage on my  own policy, so the other insurance company is now liable to pay for the damages. There was no damage to the other vehicle and I am 100% not at fault.

Thanks,

Steve

Answer
Steve,

Every state has its own rules and regulations for insurance, each promulgated by its insurance department. There are generally only one to two weeks for insurance companies to make a determination. I'm sorry I could not be more specific, but you might want to see what your own state's rules are by searching the web for its insurance department site or its unfair claims act.

Charlie

Auto Insurance Claims

All Answers

Answers by Expert:

Ask Experts

Volunteer

Charlie Barone

Expertise

For questions involving auto damage claims, collision repair, forensics, industry practices, we can help. We specialize in claims for loss of resale value (Diminished Value).

Experience

I have 30 years experience in the collision repair and body reconstruction field, both hands-on and from behind the desk. I hold a Master Certification from ASE in the Body and Paint category, as well as their certification in Estimating. I have authored over 120 feature and training articles for the largest trade journal devoted to the collision repair industry, and have given expert testimony in court dozens of times. Licensed physical damage appraiser in Pennsylvania and reciprocal states.

©2012 About.com, a part of The New York Times Company. All rights reserved.