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Auto Insurance Claims/front passenger fender dent

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Expert: - 3/25/2010


Question
Is the claim covered if you an animal that runs into your path?

Answer
Hi Linda,

If you have Collision & Comprehensive coverage on your policy then yes it is covered. Your would have to report the claim to your insurance company. They will inspect your car. Then dpning on if there is proof of an animal hit or not they will determine if the claim will be paid as a Comprehensive claim or a Collison Claim.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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