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Auto Insurance Claims/Am I entitled to recover the money I just put into my vehicle?

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Expert: - 4/14/2010


Question
My vehicle was parked and was hit by another vehicle.  My vehicle suffered a tremendous amount of damage, it is being totaled.  I had just put approx. $2000 worth of work into it a month prior.(New tires, shocks, struts, mounts, alignment, and other misc. maintenance. )  Am I entitled to recover that money as well as the fair value of my vehicle?

Answer
Evie,
Money spent to maintain a car is not added to a settlement. Your only hope will be to just get the overall valuation kicked up, since they will probably lowball the valuation. If you do get lowballed, get one of the total loss auto eBooks at UClaim.com to learn how to get more.

Auto Insurance Claims

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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