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Auto Insurance Claims/my son stole my car

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Expert: Charlie Barone - 4/26/2010


Question
my son stolen my car and wrecked it i  have no ideal what happen or were i have libiely insurance  on my car but my son is no were to be found for question what do i do

Answer
If you have comprehensive insurance on your car, you should file a claim. Assuming you did not give your son permission to operate your car when it was wrecked, and you notified police of the theft. If you have neither collision or comprehensive coverage on your car, you would be out of luck in getting it repaired. However, you would not be liable for any damage he caused to another person's property, again, assuming you reported the car stolen.

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Charlie Barone

Expertise

For questions involving auto damage claims, collision repair, forensics, industry practices, we can help. We specialize in claims for loss of resale value (Diminished Value).

Experience

I have 30 years experience in the collision repair and body reconstruction field, both hands-on and from behind the desk. I hold a Master Certification from ASE in the Body and Paint category, as well as their certification in Estimating. I have authored over 120 feature and training articles for the largest trade journal devoted to the collision repair industry, and have given expert testimony in court dozens of times. Licensed physical damage appraiser in Pennsylvania and reciprocal states.

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