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Auto Insurance Claims/Having any Body Shop repair accident damages.

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Expert: - 5/7/2010


Question
I was told by my insurance company that they will not authorize a check to the policy holder for repairs done by the policy holder.  It needs to go to a body shop for repair.  Is this true?  I've had other insurance agencies issue checks and we have taken care of the damages at home.

Answer
Hello Amy,

It depends. If your car is paid for (you are the only lien holder), then the insurance company must pay you (or whoever you authorize to receive payment).

If you have a loan, then the insurance company must protect the bank's interest. Please see:

http://www.auto-insurance-claim-advice.com/Financial-Responsibility.html

You policy probably (you must read it) has this clause in it, and thus the insurance company can probably do that.

I hope this helps,

Good Luck
Anne
http://www.quirogalawoffice.com/Spokane-Valley-attorneys.html
http://www.spokaneimmigration.com/

Auto Insurance Claims

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Anne

Expertise

Auto insurance claims regarding vehicle accidents, insurance coverages, auto policies, bodily injury claims, pain and suffering, injury settlements and negotiations.

Experience

I am an adjuster for injury claims and property damage claims for over 5 years (still working there). I have worked for personal injury attorneys helping consumers get a fair treatment and I am passionate to help others with their vehicle accidents.

Education/Credentials
B.A. Economics/ Political Science

Awards and Honors
I was the top settling claims adjuster at the Insurance Company that I worked for.
I am the co writer of http://www.auto-insurance-claim-advice.com a website dedicated to help consumers document their auto claims and navigate the complex claim process.

Past/Present Clients
I work with injury lawyers working on high dollar settlements and jury awards for pain and suffering see: Spokane Law Office.

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