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Auto Insurance Claims/Response to Demand Letter

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Question
How long should it take before my lawyer gets a response to my Demand Letter.  6 figure settlement could be a policy limits issue. What is a reasonable amount of time to wait?

Answer
Hi Vanessa,

Generally, when an attorney sends a demand letter, they will usually include a time limit for the expected response. In most cases though, if the claim is substantially more than the policy limits and their are no issues regarding the legitimacy of the claim, the insurance company will usually respond quickly say within 30 days. However, if the insurance company does not feel the injuries or the amount demanded are justified, they may reply with a lower settlement offer. Then it could take several months of back and forth negotiation between your attorney and the insurance company before an amount is agreed to.

You should keep in contact with your attorney with any questions you may have. They will be most knowledgeable about you specific claim and best equipped to answer any questions.

I hope this helps
Richard Hixenbaugh

Auto Insurance Claims

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Richard Hixenbaugh

Expertise

Auto insurance claims procedure, auto coverage, liability issues, auto damage questions, how to deal with the insurance company, loss of use and diminished value.

Experience

I have been involved in the insurance industry for over 25 years. I have experience in underwriting, sales, claims adjusting, auto damage estimating, auto value appraising and diminished value appraising. I have testified as an expert witness over 35 times.

Organizations
Society of Certified Auto Appraisers

Education/Credentials
Completed all required courses for the Florida Property-Casualty agents license and the Florida claims adjusters license. I have attended various courses on auto damage estmating, vehicle appraising and am ASE certified in collision damage analysis.

Past/Present Clients
My company has done work for consumers nationwide.

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