Auto Insurance Claims/moose .

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Expert: - 5/17/2010


Question
I was Driving my car on the main highway and hit a moose , the moose came out of the woods like a shot out of a gun . it happen so fast , i was just wondering will my insurance rate go up . i see it as it not being my fault ?  what will happen ? will i have to pay more?

Answer
Ryan,
I'm an insurance claim expert, not an agent or underwriter. This is a better question for your agent. In the USA, in most cases if you are not at fault, there is no premium increase. So my guess would be no, especially if you have proof, such as a witness.

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Ron Cercone

Expertise

How to handle automobile total loss claims. I am the president of UClaim.com, which sells 29 different eBooks I have written on how to maximize various types of auto, home and business claims and how to get coverage on denied claims. You may view their tables of contents online. Also available are very specialized eBooks such as on EUO (Examination Under Oath) for example. Also available is an assortment of policy forms used by the most popular insurers. The eBooks have a money back guarantee and currently include personal consultation with Ron Cercone.

Experience

I have been adjusting insurance claims since 1980. 1980 to 1995 adjusting for many insurers (6 years as an independent adjuster with my own company). Currently working as a public adjuster in California, since 1995. I'm one of the few public adjusters who has handled automobile damage and total loss claims.

Organizations
CAPIA (California Association of Public Adjusters).

Education/Credentials
BA 1975 in History and Industrial Arts. Full CV at UClaim.com .

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